The United States has one of the largest insurance industries in the world and millions of Americans risk their safety on these companies’ inability to predict life’s events. You can get health insurance, auto insurance, home insurance or even life insurance so the choice is yours. Below is the list of ten insurance companies operating in the United States, and in this article, the strengths, the type of service offered by each company and its general reputation will be outlined.
1. State Farm
Taken as a whole in the United States, State Farm is one of the largest insurance companies and provides services from auto, home, life, and health. It has a policy of friendly customer relations and a reputation for straightforward, easily understandable marketing policies and strategies.
2. Allstate
Allstate is the second largest insurance company in America which offers auto, home, renters, and life insurance. They popularly use ‘You’re in Good Hands’ tag line and they have relatively low prices and high quality of services.
3. Liberty Mutual
Liberty Mutual is the insurance company that is on the 3 rd position of insurance companies in the United States providing auto, home, renters, and life insurance. They center their attention on giving their customers reasonable prices for insurance, as well as extras like accident erasure and reduced deductibles.
4. Farmers Insurance
Farmers Insurance is one of the largest insurance service providers in the U.S. that provides auto, home, life and business insurance. Since it deals with independent agents in offering coverage options and tariffs that meet each subscriber’s needs and status, Farmers Insurance is a recognized brand in the industry.
5. USAA
USAA belongs to the financial services group focusing on insurance and services in military service, retired military, and their kin. Now, USAA attracts attention of millions of clients thanks to its great customer relations and quite low tariffs – it is one of the leading insurance companies in the United States.
6. American Family Insurance
Of the insurance service providers in the United States, American Family Insurance offers auto, home and life insurance services. The company focuses on providing individual insurance solutions in a timely manner with the desired insurance policies for the clients.
7. Nationwide
United States insurance firm nationwide offers automobile, homeowner, life, and business insurance solutions. They have a long-standing advertising campaign with their ‘Nationwide is on Your Side’ phrase; they offer choices including accident forgiveness and vanishing deductibles.
8. The Hartford
The Hartford is one of the leading companies offering insurance solutions for personal as well as Commercial…automobile, home, life and group insurance. The company is regarded as highly stable with competitive ratio and high level of customer satisfaction.
9. Progressive
Auto, Home and renters insurance services are offered by the Progressive, it is an American insurance provider company. They serve their customers with the ”Name your price” tool and relatively low prices, which attracted many users.
10. Travelers
Travelers is one of the leading insurance solutions that operate in the United States of America and they deal in auto insurance, home insurance, business and life insurance. They boast of their financial totality as well as reputation to give customers affordably complete coverage options and customer satisfaction.
Conclusion
While opting for an insurance company there are several aspects which need to be checked, which includes price of the policy, type of policies offered by the company, the service quality offered by the company and the insurance capability of the company. Brown and colleagues find that three core strengths standout among the top 10 Insurance companies in the United States, namely the range of services offered by each company. As with any insurance plans, each person requires a unique plan depending on his or her lifestyle, thus, do not rush to make a decision, assess your needs and go for the best insurance provider.
